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Worked Examples

Small, hypothetical examples that show how one changed assumption can alter a possibility.

A simple first scenario using round numbers
Hypothetical example: All figures below use the same chosen currency and are monthly.Money in: $5,200Housing and household costs: $1,800Food, transport and other living costs: $2,300Debt payments: ...
A scenario for irregular income
Hypothetical example: A freelancer's monthly take-home income ranges from $3,600 to $6,000, while regular money out is about $4,200.Build three versionsLow month: $3,600 income, leaving a $600 shor...
What if I put extra money towards debt?
Hypothetical example: Your baseline has $250 remaining each month. You want to test putting another $150 towards debt.Duplicate the baseline scenario.Name it “Extra $150 to debt”.Set the scenario's...
What if one income stops for a while?
Hypothetical example: A household receives $6,500 a month from two incomes. One income of $2,200 may stop for three months.Duplicate the baseline.Rename it “Three months on one income”.Change that ...
What if I reduce my working hours?
Hypothetical example: Your current take-home income is $5,000 a month and money out is $4,300, leaving $700. Working fewer hours may reduce take-home income to $4,000.A duplicate scenario with the ...
What if moving changes rent, travel and time?
Hypothetical example: A move increases rent by $350 a month but reduces transport by $180 and frees five hours of travel each week.The recurring financial change is $170 more money out each month. ...
What if I start saving before every debt is gone?
Hypothetical example: You have $300 remaining each month. One scenario sends all $300 to debt. Another contributes $100 to savings or investment and leaves $200 for the debt snowball.Compare the de...
What if one weekly cost changes?
This is a hypothetical example. Imagine a regular cost rises by 25 each week.Translate it before judging it25 each week is about 108 each month.Across 52 weeks, it is 1,300 a year.Duplicate the cur...