As a geek, I originally wrote The Possibility Calculator as a tool for people I knew to be able to follow my way of thinking strategically about situations and money but so that they could review their finances in the privacy of their home ... It's grown from there!

I have always found myself in difficult conversations, helping people who are struggling financially or desperate for a way to look at their goals strategically, when they couldn’t work out how to afford them. The challenge is that money is such a personal thing, and often the conversations would run into a road block where they lacked detail, or it was clear those people didn’t have a grasp on their own reality.

As a geek, I wrote the The possibility calculator as a way of them being able to explore my way of thinking strategically, but in the privacy of their own home.


This is a budgeting web application developed by myself to help people easily create a budget, and even more importantly explore the different financial possibilities open to them. 


For many of us, our financial situation is in a sad state of affairs, we over spend, and many have little idea how to think about their money.


I know it's hard, and have been there ourselves so don't give up hope. Our experience was similar and despite good incomes, we lived for many years struggling from pay check to pay check. We always spent beyond our means and were drowning in debt. That was until we implemented this really simple system of budgeting.


Originally this was created as a desktop app written in Omnis, but since I've been asked so many times for access I have now created this website for you to play with and explore your own financial possibilities.


It's oh so very Simple! It doesn't require balancing a chequebook or being an accountant, but it does allow you to easily see what's happening and experiment with different financial possibilities. I call them scenarios. You get to play “what if?” for free and use for as long as you like with your first budget scenareo, then just a single payment of $10 to create unlimited scenareos for life


I’d like to think it’s a fun and easy tool that has the power of a spreadsheet to develop your budget but without the heartache. 


BTW This is an idea, not a promise. It is a tool, not personalised financial advice. I can't offer you any direct advice, as I don't know you. Please make your own judgments and use at your own risk. Sorry, I’m obliged to say that, but no warranties or promises given other than I’ll do my best to make this fun. All the best and enjoy.