An incredibly simple way to bring your financial situation to life, and quickly explore different possibilities.
Stop living in financial overwhelm!
When did budgeting get so hard? Total this, depreciate that, compound everything out 50 years. That's all bulls*t. The Possibility Calcultor is a tool that allows you to do three simple things really well.
#1 Create a monthly budget, easier than you can imagine.
#2 Dream, and play "What If". What if I pay off that debt?, What if I change my job? All your decisions affect your budget, and most tools don't allow for that; But The Possibility Calculator does, making decision-making super easy.
#3 Bring your money to life. Money shouldn't be de-personalised. Put cash in your pocket and have fun reviewing your budget daily. We paid off our consumer debt in less than two years. Could you do this too? Don't ever let budgeting be difficult again.
You deserve better. If you’ve had enough, register now for free.
You can use the calculator for free for your first budget scenario, then just a single payment of $10 lets you create unlimited scenarios for life.
Creating your budget is easy. Simply load all your bills, with the amount you spend and how regularly you pay them, weekly, monthly etc. Load your income and debts too. Everything is then automatically averaged to a per month, per week, per fortnight amount, however you think about and earn money.
As you make changes, all the totals are updated immediately, highlighting what's left or by how much you’re short.
As often as you like have a look at your time till debt free chart, or nett worth graphs. Get those lines moving in the right direction and everything is sorted.
Way more powerful than a spreadsheet but without a single column to total.
If you hate spreadsheets too, register now for free.
Consider your options
When I first wrote this, Sonya and I had been together for 23 years, and we argued about money for 21 of them. It was always one person controlling the computer or arguing about the format of the budget.
It wasn't always about a lack of money so much as it was about not being engaged in making things better. Sometimes it was just being focused at different times. If one was about, the other was busy. What we needed was an easy way to come together and review our bills and aspirations almost weekly (in fact Thursday nights) so that we stayed focused. Lots of small decisions was easier than occassional big ones.
That was a wonderful start, but the real change started once that discipline and focus was unleashed with this simple system that allowed us to start playing what if?
What if we got rid of that credit card?
What if we spent less on food?
What if we got rid of Pay TV?
What if we went out to the movies once a week?
Where were there opportunities to earn more money or share expenses? e.g. Pay Rise, New Job, Side Hustle, Flat mate.
We were totally elated by how quickly things changed. We'd soon realise how previously we'd been making poor decisions that had been holding us back.
When the choices were in front of us, we started making better ones.
Seriously, there is no freedom in struggling to find $100 that you don't have because you wasted it years ago.
Sound like you? If so, register now for free.
We all have a dream ... become debt free, go on that trip, save for a house, and for some of us just work out how to pay our bills.
For us consumer debt was the big emotional burden. It's one thing to work how to pay for a home or put food on the table but to have to work to pay interest on something you purchased years ago eventually makes you feel like a slave.
Whatever you're working towards the process is the same.
First decide what your goal is, then work out what you can afford to put towards it, that will result in how long it's going to take to achieve.
The Calculator has a 'Time Till Debt Free Chart' to assist. Next play 'What If' to see what other choices would make it happen sooner.
Sometimes you'll get excited by the alternatives, and other times realise the goal is not so important. A conscious decision is normally a great decision.
Sign in and finally start enjoying the freedom of budgeting with confidence, register now for free.
- You can use the calculator for free for your first budget scenario, then just a single payment of $10 will let you create unlimited scenarios for life. You'll be saving in no time, and I would really appreciate your support. Thank you!