Home >Using The Possibility Calculator

Understanding Your Results

Understand what the totals, debt payoff schedule and 30-year projections are showing you.

What do Money in, Money out and Remaining mean?
Money in is the recurring income in the scenario. Money out includes recurring expenses, debt payments and savings or investment contributions. Remaining is Money in minus Money out for the selecte...
Why does changing the period change the totals?
The period switcher shows the same recurring scenario as a day, week, month or year. It does not change the items you entered.Recurring frequencies are converted across a full year. For example, we...
How do the 30-year projections work?
The projections run the scenario forward month by month for up to 30 years. They use the balances, payments, interest rates, contributions and return rates you entered.Any monthly surplus and extra...
What does the debt-free date mean?
The debt-free date is the month and year when the entered debts reach zero in the projection.It uses the balances, rates and payments in the scenario, plus any monthly Remaining amount and extra de...
How is the debt repayment order calculated?
The calculator uses a debt snowball. Debts are ordered from the smallest balance to the largest balance.Each debt keeps its regular payment. The scenario's available monthly surplus and any extra d...
What do Savings, Debt, Interest and Net Position show?
Savings: Money accumulated after projected debts are repaid.Debt: The projected outstanding debt balance at each yearly point.Interest: Interest paid on debt during each projected year.Net Position...
What assumptions are built into the projections?
The projection assumes the balances, payments, interest rates, contributions and return rates you entered stay constant unless the calculation itself pays a debt down.It does not automatically incl...
Why are my projections missing or surprising?
Projections need enough usable scenario information. A message may appear when the scenario has no items, no debt for the debt schedule, or no values that can produce the selected chart.Check the i...