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Bigger Possibilities
Ways to explore work, home, family, care, business and retirement choices with the numbers beside you.
Start with take-home income, not the headline salary. Then include the costs and benefits that change with the role.Test the whole working dayTravel, parking and work clothing.Childcare or care arr...
Working fewer days is not only an income question. It may also change travel, childcare, food, tax, recovery time and what becomes possible outside work.Duplicate your baseline.Use a realistic take...
A move changes more than rent or a mortgage. Build the recurring life on the other side of the move.Housing, rates, insurance and utilities.Travel, parking and vehicle costs.Childcare, schooling or...
A growing family can change income, childcare, housing, transport, health costs and the amount of slack a household needs.Build stages, not one perfect futureLeave or reduced-income months.The retu...
Caring can change work, travel, household costs and energy in ways that are hard to predict.Start with what may change soon: paid hours, transport, home help, equipment, food, respite or support fr...
A career break is often a runway question: how much does ordinary life cost while income is lower or absent?Build a baseline.Create a break scenario with the expected income.Remove work costs that ...
Keep household survival separate from an exciting sales forecast.Build at least three household scenariosNo business income yet.A cautious income after business costs and tax set-asides.A likely in...
A retirement scenario can test income and spending, but retirement is also about time, purpose, care, health, home and people.Explore more than one shapeStop work at a chosen point.Reduce days befo...
Helping family can involve money, time, housing or all three. A scenario can make the practical effect visible without deciding what you owe anyone.Build the support clearlyAdd the amount and how o...