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Explore taking a new job

Start with take-home income, not the headline salary. Then include the costs and benefits that change with the role.

Test the whole working day

  • Travel, parking and work clothing.
  • Childcare or care arrangements.
  • Hours, flexibility and time away from home.
  • Benefits, leave and income certainty.
  • Any gap before the first pay arrives.

Build a cautious new-job scenario as well as the likely one. Put time, energy and opportunity beside the monthly difference. A job can be financially better and personally worse, or the other way around.