Numbers can show whether a possibility fits, but they cannot decide what matters to you. A goal gives the scenario a reason.
You might want to reduce debt, create more time, feel safer, change work or help someone you love. Connecting that aim to the numbers makes trade-offs easier to see and gives you something more useful than a larger total.
Keep both parts visible
- The scenario shows what may be financially possible.
- The goal names what you want and why.
- Things to do turn it into action.
What to try next: Write one sentence: “I want this because...”