No. The Possibility Calculator is a planning tool that helps you organise figures and explore scenarios. It does not know your complete circumstances and does not recommend a financial product or tell you what decision to make.
The projections are estimates based on your inputs and simplified assumptions. Actual outcomes will differ.
When outside help may matter
Consider a qualified adviser, accountant, lawyer, debt service or other appropriate professional when the decision involves tax, investments, insolvency, legal obligations, benefits, relationship property or consequences you cannot safely reverse.
You can still use a scenario to prepare better questions for that conversation.