Create enough scenarios to compare the choices that are genuinely in front of you. For many questions, two or three is plenty.
A useful starting set
- Current: what life looks like now.
- Likely: the change you are seriously considering.
- Cautious: the same change with less income or higher costs.
Give each scenario a name that says what is different. If two scenarios answer the same question with nearly identical numbers, you probably do not need both.
Tip: More scenarios do not automatically create more clarity. Begin with the smallest comparison that could change your decision.