Create your first scenario

Your first scenario only needs to describe life well enough to give you a starting point.

Start in five small steps

1. Open the calculator and choose to create a scenario.
2. Give it a plain name such as “Life now”.
3. Add your main sources of money in.
4. Add your largest regular costs and debt payments.
5. Look at the monthly Remaining figure.

You can add detail later. The first useful result is more important than the first complete result.

What to try next: Once the baseline feels roughly true, duplicate it and test one possibility.